Banach Wealth Management

Welcome to Banach Wealth Management

Joe — Thu, 28 Jan 2010 22:01:00 +0000

During 2009 you likely recover some 2008 investment portfolio losses.

2010 will be a more subtle, difficult wealth flow environment.

I can review your wealth goals and provide a plan to meet them.

Talk with me to decide, if I can do what I say.

We develop strategies and manage risk

to meet your wealth distribution needs.

- Joseph Banach, Chartered Financial Analyst

From this site you will be able to:

Learn about Financial Behaviors and Risk Management
Review Investment Management Strategies
Read monthly Market Commentaries
Find Investment Guidance Services

Please contact us if we can be of service.

This site is for information only. It should not be construed as a soliciation of advisory services in any state where BWM is registered or de Minimus laws apply.

Website information is believed to be accurate. However, no guarantees are made. Investment strategy examples are for information only and are not forecasts of future returns. Investments in securities have risk of loss.

By Using This Site You Agree That BANACH WEALTH MANAGEMENT Is Not Responsible For Your Actions Or Decisions. Specific Client Wealth Management Services Are Not Provided On This Site.

Thank You For Your Interest.

Banach Wealth Management is licensed by

the Nevada Division of Securities and

registered to do business in Nevada.

Banach Wealth Management Jan. 28, 2010 Letter

Joe — Thu, 28 Jan 2010 21:01:29 +0000

January* 2010 Markets Review

Watch Market Volatility

*written prior to last trading day (Jan. 29)

Key Points

2010 Year to date Returns
S&P 500 (1084)                               -3%
US 10 Yr Bond (3.65%)                   +2%
NASDAQ (2179)                              -4%
Foreign (EAFE) Stocks                     -4%
U.S. GDP expected expansion = 2.9%
2010 earnings expected increase = 31%
Stock markets advanced for 10 months
Economic upturn strength approaching peak

Link to full version BWM Letter

Banach Wealth Management Jan. 03, 2010 Letter

Joe — Sun, 03 Jan 2010 17:20:22 +0000

2009 Financial Markets Review

Extraordinary Monetary Leverage

Stabilized Private Entities Deleveraging

Mid 2010 markets likely to be volatile

Key Points

2009 Total Returns
S&P 500 (1115) 28%
U.S 10 Yr Bond (3.85%) -11%
NASDAQ (2269) 44%
Foreign (EAFE) Stocks 24%
U.S. GDP likely contraction -2.3%
2009 earnings expected decline -5.6%
Stock markets hit bottom in March
Economic recovery in process

Link to full version BWM Letter

Banach Wealth Management Nov. 13, 2009 Draft Guide Chapter 17

Joe — Fri, 13 Nov 2009 17:40:15 +0000

Lifetime Wealth Flow Guide

Section VII. Wealth Cycle Management

Chapter 17. Orchestrating Your Resources

Key Points

A Wealth Blueprint documents the plan
Risk Tolerances shape wealth strategies
Ultimately cash flows must be matched

Link to full version BWM Letter

Banach Wealth Management Oct. 31, 2009 Letter

Joe — Sat, 31 Oct 2009 21:20:02 +0000

October 2009 Month End Markets Review

Normal Market Correction in process

Key Points

2009 Year to Date Total Returns
S&P 500 (1036)                      17%
U.S. 10 Yr. Bond (3.38%)      -18%
NASDAQ (2045)                     29%
Foreign (EAFE) Stocks            19%
U.S. GDP expected contraction = -2.3%
2009 earnings expected decline = -7.1%
Stock markets hit bottom in March
Economic recovery in process

Link to full version BWM Letter