Welcome to Banach Wealth Management

July 31st, 2010
During 2009 you likely recover some 2008 investment portfolio losses.
2010 will be a more subtle, difficult wealth flow environment.
I can review your wealth goals and provide a plan to meet them.
Talk with me to decide, if I can do what I say.
We develop strategies and manage risk
to meet your wealth distribution needs.
- Joseph Banach, Chartered Financial Analyst
From this site you will be able to:
  • Learn about Financial Behaviors and Risk Management
  • Review Investment Management Strategies
  • Read monthly Market Commentaries
  • Find Investment Guidance Services
  • Please contact us if we can be of service.
This site is for information only. It should not be construed as a soliciation of advisory services in any state where BWM is registered or de Minimus laws apply.
  • Website information is believed to be accurate. However, no guarantees are made. Investment strategy examples are for information only and are not forecasts of future returns. Investments in securities have risk of loss.
By Using This Site You Agree That BANACH WEALTH MANAGEMENT Is Not Responsible For Your Actions Or Decisions. Specific Client Wealth Management Services Are Not Provided On This Site.
  • Thank You For Your Interest.
Banach Wealth Management is licensed by
the Nevada Division of Securities and
registered to do business in Nevada.

Banach Wealth Management July 30, 2010 Letter

July 30th, 2010
July 2010 Financial Markets Review
Key Points
  • 2010 Year to Date Total Returns
    S&P 500 (1101)                             0%
    U.S. 10 Yr. Bond (2.91%)               9%
    NASDAQ (2254)                           -1%
    Foreign (EAFE) Stocks                  -6%
  • 2010 U.S. GDP expected expansion  2.9%
  • 2010 earnings expected increase       34%
  • Trading range bound stock market

Link to full version BWM Letter

Banach Wealth Management June 30, 2010 Letter

July 1st, 2010
First Half 2010 Weak Financial Markets Review
Expect Second Half Trading Range Bound Market
Key Points
  • 2010 Year to date Total Returns
    S&P 500 (1030)                                 -7%
    U.S. 10 Yr. Bond (2.94%)                    8%
    NASDAQ (2109)                                -7%
    Foreign (EAFE) Stocks                      -16%
  • U.S. GDP expected expansion      =      3%
  • 2010 earnings expected increase  =    34%
  • Stock market correction after 14 mo. advance
  • Economic recovery in process

Link to full version BWM Letter

Banach Wealth Management May 31, 2010 Letter

May 31st, 2010
May 2010 Financial Markets Review
Economic & Political Events
fuel panic selling

Key Points
  • 2010 Year to date Total Returns
    S&P 500 (1089)                       -1%
    U.S. 10 Yr. Bond (3.30%)          5%
    NASDAQ (2257)                      -1%
    Foreign (EAFE) Stocks            -14%
  • U.S. GDP expected expansion =     3+%
  • 2010 earnings expected increase = 35%
  • Stock market correction after 14 mo. advance
  • Solid economic recovery in process

Banach Wealth Management Apr. 30, 2010 Letter

April 30th, 2010
April 2010 Financial Markets Review
Sell in May or Stay?
Key Points
  • 2010 Year To Date Returns
    S&P 500 (1186)                              7%
    U.S. 10 Yr. Bond (3.66%)                3%
    NASDAQ (2461)                              9%
    Foreign (EAFE) Stocks                    -1%
  • U.S. GDP expected expansion     = 3+%
  • 2010 earnings expected increase = 35%
  • 14 month stock market advance continues
  • Solid economic recovery in process

Link to Full Version BWM Letter

Banach Wealth Management Apr. 01, 2010 Letter

April 1st, 2010
First Quarter 2010 Mild Advance
Cautiously Enjoy Strong Earnings Impact
Key Points
  • 2010 Year to Date Returns
    S&P 500 (1168)                   5%;
    U.S. 10 Yr. Bond (3.83%)     1%;
    NASDAQ (2397)                   6%;
    Foreign (EAFE) Stocks          1%
  • U.S. 2010 expected growth          3%
  • 2010 Expected Earnings increase 31%
  • 12 month stocks advance continues
  • Solid economic recovery

Link to Full Version BWM Letter

Banach Wealth Management Jan. 28, 2010 Letter

January 28th, 2010
January* 2010 Markets Review
Watch Market Volatility
*written prior to last trading day (Jan. 29)
Key Points
  • 2010 Year to date Returns
    S&P 500 (1084)                               -3%
    US 10 Yr Bond (3.65%)                   +2%
    NASDAQ (2179)                              -4%
    Foreign (EAFE) Stocks                     -4%
  • U.S. GDP expected expansion      = 2.9%
  • 2010 earnings expected increase =  31%
  • Stock markets advanced for 10 months
  • Economic upturn strength approaching peak

Link to full version BWM Letter

Banach Wealth Management Jan. 03, 2010 Letter

January 3rd, 2010
2009 Financial Markets Review
Extraordinary Monetary Leverage
Stabilized Private Entities Deleveraging
Mid 2010 markets likely to be volatile
Key Points
  • 2009 Total Returns
    S&P 500 (1115) 28%
    U.S 10 Yr Bond (3.85%) -11%
    NASDAQ (2269) 44%
    Foreign (EAFE) Stocks 24%
  • U.S. GDP likely contraction -2.3%
  • 2009 earnings expected decline -5.6%
  • Stock markets hit bottom in March
  • Economic recovery in process

Link to full version BWM Letter

Banach Wealth Management Nov. 13, 2009 Draft Guide Chapter 17

November 13th, 2009
Lifetime Wealth Flow Guide
Section VII. Wealth Cycle Management
Chapter 17. Orchestrating Your Resources
Key Points
  • A Wealth Blueprint documents the plan
  • Risk Tolerances shape wealth strategies
  • Ultimately cash flows must be matched

Link to full version BWM Letter

Banach Wealth Management Oct. 31, 2009 Letter

October 31st, 2009
October 2009 Month End Markets Review
Normal Market Correction in process
Key Points
  • 2009 Year to Date Total Returns
    S&P 500 (1036)                      17%
    U.S. 10 Yr. Bond (3.38%)      -18%
    NASDAQ (2045)                     29%
    Foreign (EAFE) Stocks            19%
  • U.S. GDP expected contraction  = -2.3%
  • 2009 earnings expected decline = -7.1%
  • Stock markets hit bottom in March
  • Economic recovery in process

Link to full version BWM Letter